Agreed Value Coverage For Daily or Regular Use

Get Agreed Value Coverage Without The Restrictions Of Classic Or Collectors Policies

  • Agreed Value Coverage For Regular Use

    Commute, run errands or other regular use activities while being covered for agreed value

  • Without the Typical Classic Or Collector Car Restrictions

    Unlike most classic or collector car policies which may limit regular use to "infrequent", more traditional use is allowed

  • For Well Qualified Drivers And Situations

    This program is available in select locations for well qualified drivers and situations

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Fast & Simple

Fast quote form for a single enthusiast car.

All Options

Don’t know or don’t feel one of the other options will meet your needs?  Let’s do a full quote.

Fast But Detailed

Express Quote

Share Declaration Page for a car with existing coverage and enter minimal additional information.

Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.

Can your really get agreed value coverage for a daily use vehicle?

Yes! Though the program is not for everyone.  It’s only available in select states and to well qualified drivers and situations.  

Can I drive as much as I want and get agreed value coverage?

Our agreed value for regular use program allows a lot of freedom when it comes to how the vehicle is used typical collector insurance programs.  It can include frequent commuting and other regular uses that are often restricted.  However, these programs may still have a mileage limits, though they are often as high as 10,000 miles and are generally inline with more frequently used vehicles.

Does my car need to be a collector car to qualify?

Our agreed value for regular use vehicle programs does require the vehicle to have some special, unique or intrinsic value.  However, it does not necessarily need to be a typical collector or classic car.  

Do I need to place all of my cars and house to qualify?

No!  Though there are additional programs for high net worth individuals that include agreed value protection that do generally require home, auto and collector business all be placed with us.

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

My agent said they could get me covered as a [INSERT AMERICAN MODEL HERE]

Most agents don’t know how to write open cockpit car insurance.  A common “trick” they will try is to just write it as some random model car.  We do not use or recommend this approach.  You may have problems maintaining coverage, you could have problems if you have a claim and you are unlikely to get anything like the real value of your vehicle in the event of a loss.  With our coverage programs we get your vehicle covered as a properly identified vehicle without having to resort to “tricks” to get you covered.

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match enthusiasts with underwriting companies.  We have over a dozen specialty enthusiast insurance carriers.  Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year.  We place 100s!

My car isn't a typical collector car, can you still help me?

Yes!  Depending on your use and situation we help all kinds of non-typical enthusiast and specialty cars get coverage. 

What People Say About Us

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance

Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.

Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people.  From weekend car to race car.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.