Dedicated Track Car
Why Pay For Traditional Insurance If You Only Drive To And From The Track?
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Often Lower Premiums Than Traditional Insurance
Unlike traditional insurance companies, get coverage and premiums that are designed for lower use
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True Replacement Value Coverage
Know the true value of your car is protected with agreed value coverage that protects mods and permanently installed safety equipment like roll cages
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Chasis Numbers, Short and Non-Standard VINs No Problem
Our carrier partners know purpose built track and race cars may not have traditional VINs
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Stop Fearing You May Be "Dropped" For Tracking Your Car
Our carrier partners not only don't mind, they actively seek track and race cars
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Dedicated Track Car Experts By Follow Track Enthusiasts
We understand what it’s like trying to get a dedicated track car covered. From roll cages to open cockpit cars, we’ve probably gotten it covered. And while these types of cars may concern traditional insurance companies and agents, we specialize in it!
Why? Because we’re track enthusiasts and racers ourselves. We know how to get these cars covered because we started by getting our own track and race cars covered.
Plus, we don’t need “tricks” to get your car covered like many agents. We partner with carriers and underwriters that actively look for track and race cars to cover, even if they are street driven.
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars different. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
Protection Whether It's Street Driven Or Not
We can help protect your dedicated track car whether it’s driven on public roads or not. For street driven track and race cars we have full agreed value coverage options that provide you with true replacement value protection in the event of a loss along with choice of repair shops, including permanently installed modifications and safety equipment, like roll cages.
For non street driven cars we have storage, trailer and paddock policies that cover you while in storage, at the repair shop, on the trailer (including loading and unloading), in the paddock. Pretty much everywhere but on the racing surface. Even at hotels when traveling overnight.
No matter how you use your dedicated track car, we’ve got a coverage plan for you.
Let's Get A Quote Started
Fast & Simple
- Just Need A Quote For A Single Car
- Stored And Registered At Primary Address
- Great For New Purchases
Fast quote form for a single enthusiast car.
All Options
- Request A Quote For Any Of Our Coverage Programs
- Collections, Multiple Cars, Out Of State Registration
- Limits Follow Up Questions
Don’t know or don’t feel one of the other options will meet your needs? Let’s do a full quote.
Fast But Detailed
Express Quote
- For Cars With Existing Coverage
- Uses Online Tool To Access Your Existing Policy
- Assumes Claim And Violation Free history
Share Declaration Page for a car with existing coverage and enter minimal additional information.
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Yes! While every situation is unique, in most cases we can get you insurance even if you car is not a typical street driven car. And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
We can help you get coverage for your car on the street and on the track. It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.
Yes! We deal with this situation of all of the time. We can help you get coverage even if your car has a non-traditional VIN because it is a purpose built race car, a kit car, imported vehicle or other reason.
Yes! We have partners who actively want JDM import business and seek out those kinds of cars to cover. Short VIN, gray market or any other kind of import. And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.