Kit Car Insurance Specialists
We specialize in getting Open Cockpit, Kit and Replica Vehicles Covered
Get Coverage Through The Kit Car Insurance Specialists
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Kit Car, Including Home Built Car Insurance
If you've been turned down for "too race like", "open cockpit", "home built" or other reasons, we can help.
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Insurers Actively Looking To Cover Kit Cars
Our carrier partners not only don't mind, they actively seek kit cars
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Short and Non-Standard VINs No Problem
Our carrier partners know specialty vehicles may not have traditional VINs
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Get Covered Correctly
We don't rely on tricks like the wrong model to get you covered
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Kit Car Insurance Specialists
We’ve placed numerous kit cars across our lineup of specialty carriers. You won’t need to explain what your vehicle is, why it’s special or why “we couldn’t find that model in our system.” Plus, we we can get modifications and other upgrades covered.
We don’t need “tricks” to get your car covered like many agents. Our goal is to get your kit car covered correctly. Because it’s all we do.
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars different. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
True Replacement Cost + Choice Of Repair Shops
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And many of our carrier partners feature choice of repair shops. They even will cover modifications.
So no more worrying about whether you’ll actually get the right value for your car, or if you can get it repaired correctly. Even when you are not at fault.
Let's Get A Quote Started
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast, unique or less well known kit and replica vehicles coverage.
However, we are unable to help with home built trailers or campers.
In a lot of cases, we can! Even if your kit car is a former race car, open cockpit vehicle or “race car like” – in most states and qualified situations we can help. Your vehicle will need to be have the necessary components to be street driven, like turn signals and taillights.
We cannot however, speak for non-insurance related legal or registration questions regarding vehicles that were not initially intended to be street legal.
Yes! We work with short VINs, state assigned VINs, donor VINs and chassis numbers all of the time.
If you haven’t yet gotten a VIN yet or have questions how when in the process you can get insurance, contact us and we’ll be glad to discuss your situation.
No! In fact, it might even be cheaper. We are agents and are paid strictly on the commissions from the carriers we place business with. We add no markup or fees to your policy. Plus, we work for you, not the carrier.
Most agents don’t know how to write open cockpit car insurance. A common “trick” they will try is to just write it as some random model car. We do not use or recommend this approach. You may have problems maintaining coverage, you could have problems if you have a claim and you are unlikely to get anything like the real value of your vehicle in the event of a loss. With our coverage programs we get your vehicle covered as a properly identified vehicle without having to resort to “tricks” to get you covered.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
