Kit Car Insurance Specialists
We specialize in getting Open Cockpit, Kit and Replica Vehicles Covered
Get Coverage Through The Kit Car Insurance Specialists
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Kit Car, Including Home Built Car Insurance
If you've been turned down for "too race like", "open cockpit", "home built" or other reasons, we can help.
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Insurers Actively Looking To Cover Kit Cars
Our carrier partners not only don't mind, they actively seek kit cars
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Short and Non-Standard VINs No Problem
Our carrier partners know specialty vehicles may not have traditional VINs
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Get Covered Correctly
We don't rely on tricks like the wrong model to get you covered
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Kit Car Insurance Specialists
We’ve placed numerous kit cars across our lineup of specialty carriers. You won’t need to explain what your vehicle is, why it’s special or why “we couldn’t find that model in our system.” Plus, we we can get modifications and other upgrades covered.
We don’t need “tricks” to get your car covered like many agents. Our goal is to get your kit car covered correctly. Because it’s all we do.
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars different. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
True Replacement Cost + Choice Of Repair Shops
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And many of our carrier partners feature choice of repair shops. They even will cover modifications.
So no more worrying about whether you’ll actually get the right value for your car, or if you can get it repaired correctly. Even when you are not at fault.
Let's Get A Quote Started
Fast & Simple
- Just Need A Quote For A Single Car
- Stored And Registered At Primary Address
- Great For New Purchases
Fast quote form for a single enthusiast car.
All Options
- Request A Quote For Any Of Our Coverage Programs
- Collections, Multiple Cars, Out Of State Registration
- Limits Follow Up Questions
Don’t know or don’t feel one of the other options will meet your needs? Let’s do a full quote.
Fast But Detailed
Express Quote
- For Cars With Existing Coverage
- Uses Online Tool To Access Your Existing Policy
- Assumes Claim And Violation Free History
Share Declaration Page for a car with existing coverage and enter minimal additional information.
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
No! In fact, it might even be cheaper. We are agents and are paid strictly on the commissions from the carriers we place business with. We add no markup or fees to your policy. Plus, we work for you, not the carrier.
Most agents don’t know how to write open cockpit car insurance. A common “trick” they will try is to just write it as some random model car. We do not use or recommend this approach. You may have problems maintaining coverage, you could have problems if you have a claim and you are unlikely to get anything like the real value of your vehicle in the event of a loss. With our coverage programs we get your vehicle covered as a properly identified vehicle without having to resort to “tricks” to get you covered.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast and specialty cars get coverage.
Yes! We have partners who actively want JDM import business and seek out those kinds of cars to cover. Short VIN, gray market or any other kind of import. And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
