Replica Car Insurance Specialists

We specialize in getting Open Cockpit, Kit and Replica Vehicles Covered

Get Coverage Through The Replica Car Insurance Specialists

  • Replica Car Coverage For Nearly Any Kind of Replica Build

    If you've been turned down for "too race like", "open cockpit", "home built" or other reasons, we can help.

  • Insurers Actively Looking To Cover Replica Cars

    Our carrier partners not only don't mind, they actively seek replica cars

  • Short and Non-Standard VINs No Problem

    Our carrier partners know specialty vehicles may not have traditional VINs

  • Get Covered Correctly

    We don't rely on tricks like the wrong model to get you covered

Why Traction Is Different

Traction Expertise

Experience the difference when your insurance expert is an authentic car person

Replica Car Insurance Specialists

We’ve placed numerous kit cars across our lineup of specialty carriers.  You won’t need to explain what your vehicle is, why it’s special or why “we couldn’t find that model in our system.”  Plus, we we can get modifications and other upgrades covered.

We don’t need “tricks” to get your car covered like many agents.  Our goal is to get your kit car covered correctly.  Because it’s all we do.

Often Cheaper Than Traditional Insurance

Our enthusiast carrier partners know car people treat their cars different.  Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway.  All of this can mean less risk.  That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.

True Replacement Cost + Choice Of Repair Shops

Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss.  And many of our carrier partners feature choice of repair shops.  They even will cover modifications.  

So no more worrying about whether you’ll actually get the right value for your car, or if you can get it repaired correctly.   Even when you are not at fault.

Get A Quote

Let’s Get You A Quote For Your Car

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Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re expects because it’s all we do.

My car is a kit, replica or converted race car, can you really get it covered for driving on public roads?

Yes!  While every situation is unique, in most cases we can get you insurance even if you car is not a typical street driven car.  And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.

Will my policy cost extra through Traction?

No!  In fact, it might even be cheaper.  We are agents and are paid strictly on the commissions from the carriers we place business with.  We add no markup or fees to your policy.  Plus, we work for you, not the carrier.

My agent said they could get me covered as a [INSERT AMERICAN MODEL HERE]

Most agents don’t know how to write open cockpit car insurance.  A common “trick” they will try is to just write it as some random model car.  We do not use or recommend this approach.  You may have problems maintaining coverage, you could have problems if you have a claim and you are unlikely to get anything like the real value of your vehicle in the event of a loss.  With our coverage programs we get your vehicle covered as a properly identified vehicle without having to resort to “tricks” to get you covered.

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match enthusiasts with underwriting companies.  We have over a dozen specialty enthusiast insurance carriers.  Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year.  We place 100s!

My car isn't a typical collector car, can you still help me?

Yes!  Depending on your use and situation we help all kinds of non-typical enthusiast and specialty cars get coverage. 

Can you help me with my get coverage for my JDM or other imported car?

Yes!  We have partners who actively want JDM import business and seek out those kinds of cars to cover.  Short VIN, gray market or any other kind of import.  And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.

What People Say About Us

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance

Whether it’s protecting the value, ensuring your could use it the way you want or helping solve complicated coverage that require an authentic blending of car expertise with insurance industry knowledge.

Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people.  From weekend car to race car.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.