Why Traction

What Makes A Policy Through Traction Different?

  • No Additional Fees Or Markups

    Traction never adds fees or markups to your specialty or enthusiast policy.

  • We Specialize In Enthusiast Needs

    We offer the best options for enthusiasts and can help with complex coverage situations because this is all we do.

  • We Place Hundreds Of Cars Like Yours

    Track or race cars, JDM imports, modified cars, show cars, exotics, classics and so much more. We do hundreds of these each year.

  • Agreed Value Coverage For Modified, Show, Race, Track, Lowriders, Classics, Collectibles

    Coverage for just about any kind of enthusiast car

  • True Replacement Value Protection

    Know the value of your car in the event of a total loss. Plus choice of repair shops and other benefits.

  • We're Enthusiasts Too

    Wanna talk cars or tracking? Every member of our team is a car enthusiast too. We love to chat cars. It's part of what makes us different. We're car people who do insurance.

What People Say About Us

Traction vs.
Your Traditional Agent

  • Over A Dozen Specialty Companies

    Most agents have 1-2 specialty companies, we have dozens

  • Programs Most Agents Don't Know Exist

    We don't just cover classic cars, we cover modified cars, race cars, custom show cars and much more.

  • Storage and Trailered Only Options

    We can help protect your car even if it's never driven on the street with storage and trailered coverages for race cars, show cars and project cars.

  • Direct Access

    Because we place hundreds of cars with specialty companies we have direct access which makes getting and managing your policy easier, particularly if it requires underwriting.

Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.

My car isn't a typical collector car, can you still help me?

Yes!  Depending on your use and situation we help all kinds of non-typical enthusiast and specialty cars get coverage. 

My car isn't stored in a garage, can you still help me?

Yes! In most states and in many situations non-garaged storage still qualifies. We have coverage options for qualified situations for driveway, car port, shared storage, rental units and garage.

Does my car need to be a collector car to qualify?

Our agreed value for regular use vehicle programs does require the vehicle to have some special, unique or intrinsic value.  However, it does not necessarily need to be a typical collector or classic car.  

Do I need to place all of my cars and house to qualify?

No!  Though there are additional programs for high net worth individuals that include agreed value protection that do generally require home, auto and collector business all be placed with us.

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

Can your really get agreed value coverage for a daily use vehicle?

Yes! Though the program is not for everyone.  It’s only available in select states and to well qualified drivers and situations.  

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match enthusiasts with underwriting companies.  We have over a dozen specialty enthusiast insurance carriers.  Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year.  We place 100s!

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance

Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.

Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people.  From weekend car to race car.

Let's Get A Quote Started

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Fast quote form for a single enthusiast car.

All Options

Don’t know or don’t feel one of the other options will meet your needs?  Let’s do a full quote.

Fast But Detailed

Express Quote

Share Declaration Page for a car with existing coverage and enter minimal additional information.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.