Coverage All Year

365 Days, 110+ Tracks, Multiple Cars, Multiple Drivers

Get Protected From The Unexpected

  • 365 Days Of Coverage

  • Unlimited Track Days

  • 110+ Covered Tracks

  • Add Additional Drivers

  • Multiple Cars

    Add additional owned cars to your policy

  • No Need To Schedule Track Days

    Unlike other programs you don't have to schedule and identify track cars you are attending.

  • Physical Damage Coverage w/ Optional Liability

    Coverage your car plus optional coverage for liability claims, including track damage

  • Deductible Options

    Deductibles as low as 5% with an option for 10% to save money*

*Some exclusions and fees mau apply.

Get A Quote

Let’s Get You A Quote For Annual Track Day Insurance

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Your Name
Primary Driver Date Of Birth

Covered Vehicle(s) Information

Liability Coverage Requested

Why Buy Annual Track Day Insurance Thru Traction?

We help numerous motorsports enthusiasts get the right coverage on track.  As one of the leading agents for on track insurance, getting your policy through Traction not only means expertise, it means having an advocate.  

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match motorsports drivers with underwriting companies.  Our annual track day insurance policies are underwritten by Texas Insurance Company, with an AMBest “A” rating for stability.  Policies are sold through OpenTrack.

Can I get covered for on street and on track in a single policy?

We can help you get coverage for your car on the street and on the track.  It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.

Can you help me get coverage for car with a non-standard VIN?

Yes!  We deal with this situation of all of the time.  We can help you get annual track day coverage even if your car has a non-traditional VIN because it is a purpose built race car, a kit car, imported vehicle or other reason.

How many track days do I need to go to for it to be worth buying an annual policy?

While there are additional benefits to the annual track day insurance policy that you won’t get with a single day/single event policies, most people see a direct savings if they go 8 or more times per year.