Umbrella Policy
Protect Your Assets With An Additional Layer Of Liability Coverage
Have The Confidence You Are Protected From The Unexpected
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Up to 5M In Umbrella Coverage
Standard Umbrella Liability up to 5M
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Perfect For Collector, Classic Car Or Enthusiast Insurance Policy Holders
Works with your traditional auto policy and your collector, classic car or enthusiast insurance policy
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Protection For You And Your Assets
With optional uninsured motorist Umbrella you can have additional piece of mind from other uninsured or underinusred parties
Get A Quote
Let’s Talk About Your Umbrella Insurance Needs.
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Works With Your Existing Regular Auto And Home Policy
Many Umbrella policies from traditional insurance carriers require you to bundle any covered items like regular autos and homes. With an Umbrella through Traction, you are free to use your existing personal auto and home carrier. Plus, it combines great with one of our many specialty insurance products.
So no more worrying about whether you’ll actually get the right value, or if you can get it repaired correctly. Even when you are not at fault.
Expanded Coverage Offerings
Coverages up to $5,000,000 dollars, up to 25 specialty insured vehicles and optional excessive uninsured/underinsured motorist options available mean you have expanded choice. You don’t have to be locked into the way your current carriers bundled Umbrella works.
An Umbrella With The Freedom To Use Your Car How You Want
Enthusiast and collector car friendly Umbrella means you don’t have to worry about your excess liability carrier knowing how you enjoy your hobby. Plus, we can help you understand what activities are and are not covered, instead of awkward guessing games.
Why Buy Umbrella Or Liability Insurance Thru Traction?
We help numerous motorsports enthusiasts get the right coverage. Getting your liability policy through Traction not only means expertise, it means having an advocate.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Our standard Umbrella would not provide coverage on track. However, we do have a separate offering that provides liability protection on track. If you are interested in liability protection on track, contact us today and we’ll be glad to help you understand your potential options.
We are not a carrier. We are agents who help match car and motorsports enthusiasts with best fit carriers. Since we are car and track enthusiasts ourselves, we’ve developed our offerings and expertise exclusively in these areas. So our focus is on aligning your need with the right company.
We can help you get coverage for your car on the street and on the track. It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.
Yes! We deal with this situation of all of the time. We can help you get annual track day coverage even if your car has a non-traditional VIN because it is a purpose built race car, a kit car, imported vehicle or other reason.
Yes! We can help get you coverage for nearly any kind of car on track up to extremely high values of $500,000, and even more, including most exotics. We do want to note some exotics, like Ferrari’s, may require underwriting so we don’t recommend waiting until just before your track day to inquire about coverage.