Umbrella Policy
Protect Your Assets With An Additional Layer Of Liability Coverage
Have The Confidence You Are Protected From The Unexpected
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Up to 5M In Umbrella Coverage
Standard Umbrella Liability up to 5M
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Perfect For Collector, Classic Car Or Enthusiast Insurance Policy Holders
Works with your traditional auto policy and your collector, classic car or enthusiast insurance policy
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Protection For You And Your Assets
With optional uninsured motorist Umbrella you can have additional piece of mind from other uninsured or underinusred parties
Get A Quote
Let’s Get You A Quote For Annual Track Day Insurance
Why Buy Umbrella Or Liability Insurance Thru Traction?
We help numerous motorsports enthusiasts get the right coverage. Getting your liability policy through Traction not only means expertise, it means having an advocate.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Our Umbrella Policy offering does not provide coverage on track. However, we do have an offering that provides liability protection on track. If you are interested in liability protection on track, contact us today and we’ll be glad to help you understand your potential exposures and policies that can help protect you.
We are not a carrier. We are agents who help match motorsports drivers with underwriting companies. While we focus on aligning your need with the right company, we work with several of the top track day insurance companies so you’ll know you are getting the most for your money and have options that are the right fit for your car, track, use and value.
We can help you get coverage for your car on the street and on the track. It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.
Yes! We deal with this situation of all of the time. We can help you get annual track day coverage even if your car has a non-traditional VIN because it is a purpose built race car, a kit car, imported vehicle or other reason.
Yes! We can help get you coverage for nearly any kind of car on track up to extremely high values of $250,000 or more, including most exotics. We do want to note some exotics, like Ferrari’s, may require underwriting so we don’t recommend waiting until just before your track day to inquire about coverage.