Modified Cars
We Only Have To Ask How Much You've Spent On It So We Can Get It Covered Correctly
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True Replacement Value On Modifications Too
Know the true value of your car is protected + highly rated claims experience with choice of repair shops in most instances
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Lower Premiums For True Weekend/Hobby/Pleasure Use
Unlike traditional insurance companies, get coverage and premiums that are designed for lower use
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Freedom Of Use
More freedom, fewer restrictions: Take your car on track, commute occasionally, attend out of town events
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
True Replacement Cost + Choice Of Repair Shops
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And not just the car, but the modifications too.
Unlike most traditional insurance companies that may not even cover modifications, or if they do, will any provide the used cash value of modifications – agreed value policies through Traction cover the true replacement value of it all.
So no more worrying about whether you’ll actually get the right value, or if you can get it repaired correctly. Even when you are not at fault.
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars different. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
Coverage No Matter How You Choose To Use Your Car
Track your car? Drift? Modifications? Car Shows? No matter what kind of car person you are, chances are we’ve got a carrier partner and coverage program that will allow you the freedom to use your car how you want. With us you can tell us exactly what you use your car for and we’ll match you with the right company.
Let's Get A Quote Started
Fast & Simple
- Just Need A Quote For A Single Car
- Stored And Registered At Primary Address
- Great For New Purchases
Fast quote form for a single enthusiast car.
All Options
- Request A Quote For Any Of Our Coverage Programs
- Collections, Multiple Cars, Out Of State Registration
- Limits Follow Up Questions
Don’t know or don’t feel one of the other options will meet your needs? Let’s do a full quote.
Fast But Detailed
Express Quote
- For Cars With Existing Coverage
- Uses Online Tool To Access Your Existing Policy
- Assumes Claim And Violation Free history
Share Declaration Page for a car with existing coverage and enter minimal additional information.
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
With our agreed value enthusiast policies there are no pre-defined limits on the types of modifications that can be covered. Big turbos, hydraulics, wheels, custom paint, interiors, even nitrous. Since this is all we do, chances are we’ve seen and have gotten that mod covered.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
Yes! In most states and in many situations non-garaged storage still qualifies. We have coverage options for qualified situations for driveway, car port, shared storage, rental units and garage.
We can help nearly any kind of car enthusiast get coverage, even if your car isn’t considered a typical enthusiast, collector or classic car. Talk to us about your situation, particularly if you have a highly modified or special use car, even if it’s not a “traditional” specialty vehicle.
Yes! We have partners who actively want JDM import business and seek out those kinds of cars to cover. Short VIN, gray market or any other kind of import. Even Kei cars, truck, and vans.
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast and collector cars get coverage.
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
