Agreed Value Coverage
Get Agreed Value Insurance Coverage

-
Agreed Value Coverage For Modified, Show, Race, Track, Lowriders, Classics, Collectibles
Coverage for just about any kind of enthusiast car
-
True Replacement Value Protection
Know the value of your car in the event of a total loss. Plus choice of repair shops and other benefits.
-
Not Just For Classic Cars
Modern classics, kit cars, race cars, track cars, modified cars and so much more.
-
Higher Mileage and Even Daily/Regular Use In Select Situations
High mileage, daily or regular use program is available in select locations for well qualified drivers and situations
Let's Get A Quote Started
Fast & Simple
- Just Need A Quote For A Single Car
- Stored And Registered At Primary Address
- Great For New Purchases
Fast quote form for a single enthusiast car.
All Options
- Request A Quote For Any Of Our Coverage Programs
- Collections, Multiple Cars, Out Of State Registration
- Limits Follow Up Questions
Don’t know or don’t feel one of the other options will meet your needs? Let’s do a full quote.
Fast But Detailed
Express Quote
- For Cars With Existing Coverage
- Uses Online Tool To Access Your Existing Policy
- Assumes Claim And Violation Free History
Share Declaration Page for a car with existing coverage and enter minimal additional information.
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast and specialty cars get coverage.
Our agreed value for regular use vehicle programs does require the vehicle to have some special, unique or intrinsic value. However, it does not necessarily need to be a typical collector or classic car.
No! Though there are additional programs for high net worth individuals that include agreed value protection that do generally require home, auto and collector business all be placed with us.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Yes! Though the program is not for everyone. It’s only available in select states and to well qualified drivers and situations.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
What People Say About Us
Benson Y.
“You're My Hero!.”
Ashton P
"I've never had any broker help me this much."
Roy N.
"Thank you so much!!! You have been awesome!"
Jeff S.
"This is perfect!"
Seth M
"It certainly bolsters my confidence to work with someone that understands the hobby!"
"Customer service is a dying art and the last place I'd expect great service is insurance of all places!"
Ailman N.
"I can't tell you how nice it is to have someone where I don't constantly have to explain what's special about this car."

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.








