Collector Car Insurance

A Better Way To Shop For Collector Car Insurance

  • Nearly Any Kind Of Collector Car

    From modern classics to lowriders to unusual JDM imports, plus antiques and classics

  • Single Car Or Whole Collection

    We can help with just a single car all the way up to a complete collection, even when stored in or registered in multiple locations.

  • Higher Rated Claims Experiences

    Know the true value of your car is protected + highly rated claims experience with choice of repair shops in most instances

  • Classics Were Made To Be Driven

    Don't settle for highly restrictive collectors policies, get the freedom to use your classic how you want: cruises, occasional commuting or even get on track

  • Lower Premiums For True Weekend/Hobby/Pleasure Use

    Unlike traditional insurance companies, get coverage and premiums that are designed for lower use

Why Traction Is Different

Traction Expertise

Experience the difference when your insurance expert is an authentic car person

Drive More, Worry Less

Track your car?  Modifications?  Car Shows?  No matter what kind of car person you are, chances are we’ve got a carrier partner and coverage program that will allow you the freedom to use your car how you want.  With us you can tell us exactly what you use your car for and we’ll match you with the right company.

Often Cheaper Than Traditional Insurance

Our enthusiast carrier partners know car people treat their cars different.  Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway.  All of this can mean less risk.  That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.

True Replacement Cost + Choice Of Repair Shops

Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss.  And many of our carrier partners feature choice of repair shops.  They even will cover modifications.  

So no more worrying about whether you’ll actually get the right value, or if you can get it repaired correctly.   Even when you are not at fault.

Let's Get A Quote Started

Fast & Simple

Fast quote form for a single enthusiast car.

All Options

Don’t know or don’t feel one of the other options will meet your needs?  Let’s do a full quote.

Fast But Detailed

Express Quote

Share Declaration Page for a car with existing coverage and enter minimal additional information.

Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match enthusiasts with underwriting companies.  We have over a dozen specialty enthusiast insurance carriers.  Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year.  We place 100s!

My car isn't stored in a garage, can you still help me?

Yes!  In most states and in many situations non-garaged storage still qualifies.  We have coverage options in qualified situations for driveway, car port, shared storage, rental units and garage.

What kind of car enthusiasts do you help get coverage for?

We can help nearly any kind of car enthusiast get coverage, even if your car isn’t considered a typical enthusiast, collector or classic car.  Talk to us about your situation, particularly if you have a highly modified or special use car, even if it’s not a “traditional” specialty vehicle.

Can you help me with my get coverage for my JDM or other imported car?

Yes!  We have partners who actively want JDM import business and seek out those kinds of cars to cover.  Short VIN, gray market or any other kind of import.  Even Kei cars, truck, and vans.

My car isn't a typical collector car, can you still help me?

Yes!  Depending on your use and situation we help all kinds of non-typical enthusiast and collector cars get coverage.

What People Say About Us

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance

Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.

Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people.  From weekend car to race car.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.