Miata Insurance
Get Agreed Value Coverage For Your Miata.
Plus It's Often Cheaper Than Traditional Insurance.
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Get True Replacement Value
What do you think your current insurance company would give you for your Miata in the event of a total loss? Does that include modifications? With agreed value coverage you'll know what to expect and it can even include the value of permanently installed modifications.
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Often Lower Premiums Than Traditional Insurance
Unlike traditional insurance companies, get coverage and premiums that are designed for lower use
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Highly Rated Claims Experiences
Know the true value of your car is protected + highly rated claims experience with choice of repair shops in most instances
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Freedom Of Use
More freedom, fewer restrictions: Go to a car meet or show, commute occasionally, attend out of town events
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Modified Or Track Cars Too!
Have you modified your Miata? Take it to the track? Perhaps have a completely tracked out with a roll cage and a big wing? Even major changes like Engine swaps. We've got coverage programs for those situations too. Even trailered only race cars!
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars differently. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage or driveway. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
Coverage No Matter How You Choose To Use Your Car
Track your car? Drift? Modifications? Car Shows? No matter what kind of car person you are, we likely have a carrier partner and coverage program that will give you the freedom to use your car as you see fit. With us, you can tell us exactly what you use your car for, and we’ll match you with the right company.
True Replacement Cost + Choice Of Repair Shops
Ever wondered or thought about what your current insurance company would give you for your Miata?
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And many of our carrier partners feature choice of repair shops. They will even cover permanently installed modifications up to the agreed value amount.
So no more worrying about whether you’ll actually get the right value for your Miata, or if you can get it repaired correctly. Even when you are not at fault.
Let's Get A Quote Started
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
Yes! In most states and in many situations non-garaged storage still qualifies. We have coverage options for qualified situations for driveway, car port, shared storage, rental units and garage.
We can help nearly any kind of Miata get coverage, even if your is modified, used at the track or even fully race prepped. Talk to us about your situation.
Yes! We have partners who actively want JDM import business and seek out those kinds of cars to cover. Short VIN, gray market or other imported Miata.
Yes! Depending on your use and situation we help all kinds of enthusiast and collector cars get coverage. Even those that you wouldn’t normally think of as typically being a “collector” or “enthusiast car”.
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
