Excess Car Value Coverage

Agreed Value Protection For Vehicles And Situations That Don't Qualify For Traditional Collectors Insurance

  • Protect The Value Of Your High Value, Exotic, Luxury or Super Car

    Excess physical damage and total loss coverage to protect the value of your high value, luxury, exotic or super car valued at $150,000 or more even if you may not qualify for traditional collectors insurance.

  • SUVs, 4 Door Luxury Vehicles, Modified Vehicles And More

    Unlike traditional collectors programs, program is available for luxury vehicles, SUVs and other high value specialty vehicles. Modified vehicles too.

  • Flexible Storage And Usage Up To 10K Miles

    Considers storage situations traditional collectors insurance may not such as secure parking decks. Plus flexible usage up to 10,000 miles.

  • Excess Total Loss and Physical Damage Value Coverage - Agreed Value

    Works with your existing traditional cash value (ACV) or stated value insurance to provide agreed value protection for physical damage or total loss

Let's Get A Quote Started

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2Name And Contact
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4Primary Driver Details
5Primary Driver Cont'd
6Household Drivers
7Vehicle Info
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Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

Can I get this program for vehicles under $150,000 in value?

Oh man, we wish!  Currently the excess value coverage is only available to vehicles worth $150,000 or more.  But we will keeping asking them to add it.

Does it cover theft?

Yes, it this program does extend coverage for qualifying thefts.

Do I Have To Have A Garage?

No, our excess value program does not require a garage.  However, it does require qualifying secure storage.  Garages, car condos and even parking decks are all considered.

Does it cover natural perils?

Yes, qualifying natural perils are covered.

Do I still need regular insurance?

Yes, this program is designed to extend your existing traditional (actual cash value) or stated value policy.  That policy must remain in force.

Is Excess Liability Included?

No, this program does not cover excess liability.  However, we have a number of traditional and on track excess liability policies available.

What People Say About Us

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance

Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.

Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people.  From weekend car to race car.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.