Excess Car Value Coverage
Agreed Value Protection For Vehicles And Situations That Don't Qualify For Traditional Collectors Insurance

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Protect The Value Of Your High Value, Exotic, Luxury or Super Car
Excess physical damage and total loss coverage to protect the value of your high value, luxury, exotic or super car valued at $150,000 or more even if you may not qualify for traditional collectors insurance.
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SUVs, 4 Door Luxury Vehicles, Modified Vehicles And More
Unlike traditional collectors programs, program is available for luxury vehicles, SUVs and other high value specialty vehicles. Modified vehicles too.
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Flexible Storage And Usage Up To 10K Miles
Considers storage situations traditional collectors insurance may not such as secure parking decks. Plus flexible usage up to 10,000 miles.
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Excess Total Loss and Physical Damage Value Coverage - Agreed Value
Works with your existing traditional cash value (ACV) or stated value insurance to provide agreed value protection for physical damage or total loss
Let's Get A Quote Started
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Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Oh man, we wish! Currently the excess value coverage is only available to vehicles worth $150,000 or more. But we will keeping asking them to add it.
Yes, it this program does extend coverage for qualifying thefts.
No, our excess value program does not require a garage. However, it does require qualifying secure storage. Garages, car condos and even parking decks are all considered.
Yes, qualifying natural perils are covered.
Yes, this program is designed to extend your existing traditional (actual cash value) or stated value policy. That policy must remain in force.
No, this program does not cover excess liability. However, we have a number of traditional and on track excess liability policies available.
What People Say About Us
Benson Y.
“You're My Hero!.”
Ashton P
"I've never had any broker help me this much."
Roy N.
"Thank you so much!!! You have been awesome!"
Jeff S.
"This is perfect!"
Seth M
"It certainly bolsters my confidence to work with someone that understands the hobby!"
"Customer service is a dying art and the last place I'd expect great service is insurance of all places!"
Ailman N.
"I can't tell you how nice it is to have someone where I don't constantly have to explain what's special about this car."

We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.








