Keep Your Totaled Vehicle With Cherished Salvage
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Not Just Right Of First Refusal
You can retain salvage of your vehicle in the event of a covered total loss
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No Additional Cost
No salvage value will be deducted from your final payment if you choose to retain your vehicle
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Full Guaranteed Value Payout
You still receive the vehicle’s Guaranteed Value
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Low easy to understand premium
The cost is just 15% of the vehicle’s physical damage premiums
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Perfect for highly modified cars, race cars, track cars and those of sentimental value
We find this is perfect for highly modified cars, race cars, track cars and those of sentimental value. It's even available on with their motorsports/off track policies.
Why Traction For Your Hagerty Policy
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
No Markup Or Additional Fees On Your Policy
When you get your Hagerty policy through Traction, you get an advocate. Most agents only write Hagerty policies a few times a year, we do hundreds. Being car people ourselves, you won’t need to explain what’s special about your car or what your mods are.
Hagerty Experts
Most agents only write Hagerty policies a few times a year, we do hundreds, so we know the products inside and out. Plus, with dedicated Hagerty team we can often get policies reviewed and approved quickly.
Car + Insurance Expertise
Traction only does insurance for car enthusiasts, so we know the cars and ways to insure them better than anyone. Most agents only write these kind of policies a few times per year but we do hundreds. We know how to get your car covered correctly, for the best possible premium.
Too often agents will stoop to tricks or use incorrect information to get enthusiast car policies issued. This will cause problems if you ever have a claim. At Traction, we are focused on getting your car covered correctly.
Let's Get A Quote Started
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re expects because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
Yes! In most states and in many situations non-garaged storage still qualifies. We have coverage options for qualified situations for driveway, car port, shared storage, rental units, garages and more.
We can help nearly any kind of car enthusiast get coverage, even if your car isn’t considered a typical enthusiast, collector or classic car. Talk to us about your situation, particularly if you have a highly modified or special use car, even if it’s not a “traditional” specialty vehicle.
Yes! We have partners who actively want JDM import business and seek out those kinds of cars to cover. Short VIN, gray market or any other kind of import. Even Kei cars, truck, and vans.
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast and collector cars get coverage.
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.