Coverage for Kit, Replica, Open Cockpit, Unique Cars and Builds
KIT, REPLICA, OPEN COCKPIT AND REPLICA CAR COVERAGE PROGRAMS
Looking to cover a replica, kit or open cockpit car such as an Ariel Atom, Exomotive Exocet, Lotus Super 7, Cobra or other replica? Homebuilt car or other kit? Short VIN or donor vehicle?
POPULAR KIT PROGRAMS
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Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
Kit, Replica, Open Wheel Insurance Specialists
We’ve placed numerous kit cars across our lineup of specialty carriers. You won’t need to explain what your vehicle is, why it’s special or why “we couldn’t find that model in our system.” Plus, we we can get modifications and other upgrades covered.
We don’t need “tricks” to get your car covered like many agents. Our goal is to get your kit car covered correctly. Because it’s all we do.
Home Built, Short VIN, Donor Car
Kit cars can confusing to traditional insurance carriers and even some agents. Donor cars, unique model names, donor or special VINs. Home built kits can be even more confusing.
But none of these are unique or confusing to us here at Traction. We’ve helped many enthusiasts with replica, kits, open cockpit, home built and custom cars get coverage.
We understand why you have these unique situations, and there is a good chance we’ve already matched that situation to one of our carrier partners who can help provide coverage for those who qualify.
True Replacement Cost + Choice Of Repair Shops
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And many of our carrier partners feature choice of repair shops. They even will cover modifications.
So no more worrying about whether you’ll actually get the right value for your car, or if you can get it repaired correctly. Even when you are not at fault.
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Yes! While every situation is unique, in most cases we can get you insurance even if you car is a kit, open cockpit or converted race car. We get all kinds of unique cars covered, even if registered and driven on the street.
While we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.
Yes! While every situation is unique, donor cars and VINs or body replacement kits are something we deal with all of the time.
Also, with our programs where available we cover the value of the actual kit and are generally not limited to the underlying value of the donor car.
At this time most of our kit, replica and home built programs are limited to cars and some truck/SUV programs. We cannot help with home built trailers or RVs.
We are not a carrier. We are agents who help match motorsports drivers with underwriting companies. We have over a dozen specialty motorsports insurance carriers. We place 100s of dedicated race and track cars with storage, street driven and on track coverages.
We can help you get coverage for your car on the street and on the track. It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.
Yes! Depending on your use and situation we help all kinds of non-typical enthusiast and collector cars get coverage.
Yes! Depending on your use and situation we regularly help our clients get coverage when the car is registered and tagged in a different state than your address or where it is stored.
We should note that while we can help you with an insurance policy, we cannot help you with registration or tax implications.