KTM Insurance
Insurance On And Off Track For Your KTM
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Street Driven Or Trailered Only Options
Off track storage, trailer and paddock policies for trailered only KTM and even full agreed value coverage with liability for street driven KTMs..
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On Track Coverage For HPDEs and Track Days
We can also assist on track insurance for HPDEs and track days by the day, event or year.
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Chassis Number, State Assigned or Short VIN
Our carrier partners know specialty vehicles may not have traditional VINs
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Agreed Value Coverage
Protect the true replacement value of your KTM with agreed value coverage.
Why Traction Is Different
Traction Expertise
Experience the difference when your insurance expert is an authentic car person
KTM Insurance Specialists
You won’t need to explain what your vehicle is, why it’s special or hear that “we couldn’t find that model in our system.” Plus, we can get modifications and other upgrades covered.
We don’t need “tricks” to get your car covered like many agents. Our goal is to get your open cockpit car covered correctly.
Often Cheaper Than Traditional Insurance
Our enthusiast carrier partners know car people treat their cars different. Drive them less, are more careful with them, maintain them properly and even give them the better spot in the garage. All of this can mean less risk. That’s why those who qualify for enthusiast insurance can save on average up to 40% vs. traditional insurance policies.
True Replacement Cost + Choice Of Repair Shops
Most of our coverage programs are written with an agreed value, so you know you are getting true replacement value for your car in the event of a total loss. And many of our carrier partners feature choice of repair shops. They will even cover modifications.
So no more worrying about whether you’ll actually get the right value for your car, or if you can get it repaired correctly. Even when you are not at fault.
Let's Get A Quote Started
Your Questions Answered.
There are a lot of agents who say they know cars, but how many of them really do? How many specialize in insurance just for serious enthusiasts? We’re experts because it’s all we do.
Yes! While every situation is unique, in most cases we can get you insurance even if you want to register and drive your KTM on the street. And while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.
No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.
Most agents don’t know how to write race car car insurance. A common “trick” they will try is to just write it as some random model car. We do not use or recommend this approach. You may have problems maintaining coverage, you could have problems if you have a claim and you are unlikely to get anything like the real value of your vehicle in the event of a loss. With our coverage programs we get your vehicle covered as a properly identified vehicle without having to resort to “tricks” to get you covered.
We are not a carrier. We are agents who help match enthusiasts with underwriting companies. We have over a dozen specialty enthusiast insurance carriers. Your typical agent may only have 1-2 and may only place a handful of enthusiast cars a year. We place 100s!
What People Say About Us
We Started Traction To Address The Unique Challenges Car Enthusiasts Face With Insurance
Whether it’s protecting the value, ensuring you can use it the way you want, or helping solve complicated coverage situations that require an authentic blending of car expertise with insurance industry knowledge.
Traction is based in Atlanta, GA and exclusively focuses on specialty insurance needs of car people. From weekend car to race car.
