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Coverage For On And Off Track

MOTORSPORTS COVERAGE PROGRAMS

From your first HPDE to competitive race teams, Traction has a coverage program to protect your motorsports car on and off track in a variety of situations.

Protection For Your Race Or Track Car

On The Street, In Storage, On Trailer, In The Paddock and On Track

HPDE, Track Day, Driving Clubs, Sh*tbox Racers, Competitive Teams

Street Driven, Storage And On Trailer Coverage

Coverage for your street driven track or race car, storage only or trailer, storage and paddock coverage.

On Track Coverage By The Day, Event, Year Or Race Season

Track day insurance by the day, event or year.  On track liability and full race team coverage.

Let's Get A Quote Started

Fast & Simple

Fast quote form for a single enthusiast car.

All Options

Don’t know or don’t feel one of the other options will meet your needs?  Let’s do a full quote.

Fast But Detailed

Express Quote

Share Declaration Page for a car with existing coverage and enter minimal additional information.

Your Questions Answered.

There are a lot of agents who say they know cars, but how many of them really do?  How many specialize in just cars for serious enthusiasts? We’re experts because it’s all we do.

Will my policy cost extra through Traction?

No! We don’t mark up the cost or charge any additional fees. The price you pay with us is the same as you’d pay with the carrier directly but with the advantage of having an advocate that works for you and helps you navigate. We will do our best to make sure you have the best coverage at the best prices available.

What carriers do you work with? Are you a carrier?

We are not a carrier.  We are agents who help match motorsports drivers with underwriting companies.  We have over a dozen specialty motorsports insurance carriers.  We place 100s of dedicated race and track cars with storage, street driven and on track coverages.

Can I get covered for on street and on track in a single policy?

We can help you get coverage for your car on the street and on the track.  It almost always will be two separate policies, but we regularly help get our customers coverage for both driving on public roads and on the track.

My car is a race car with cage and significant modifications, can you really get it covered for driving on the street?

Yes!  While every situation is unique, in most cases we can get you insurance even if you car is a street driven track or race car.  May even be able to save you money over a liability only policy with a traditional insurance carrier.  All while protecting it for true replacement value.  While we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.

Can you find coverage for a track car that is a kit, replica or converted race car?

Yes!  While every situation is unique, but in most cases we can get you insurance even if you car is a open cockpit, kit or replica car like an Exocet, Ariel Atom or Caterham.  Even if it’s driven on the street!  Please note that while we can help ensure you have coverage, we cannot guarantee your state will accept your registration for non-insurance reasons.

My car isn't a typical motorsports/race car, can you still help me?

Yes!  Depending on your use and situation we help all kinds of non-typical enthusiast and collector cars get coverage.  Whether it’s a weird sh*tbox built for Lemons to caged dedicated track Honda Fit, we’ve gotten it covered.

OUR OFFICE

227 Sandy Springs Pl
Suite D164
Atlanta, GA 30328
(404) 551-4427

© 2024 Traction Insurance Agency, LLC

 Georgia License #227879

A wholly owned subsidiary of Homefield Equity, LLC

Quotes are estimates and subject to change.  Coverage is not guaranteed and not all drivers, cars or situations will qualify.  Coverage and policies are described in general terms.  Availability and coverage may vary by state and carrier.